Business Budget Calculator
Plan and manage your business finances by tracking revenue, expenses, and analyzing profitability
Track your business revenue, cost of goods sold (COGS), and operating expenses to analyze profitability and plan your budget effectively.
Quick Examples
Revenue
Cost of Goods Sold (COGS)
Operating Expenses
Net Income (Monthly)
Total Revenue
COGS
Operating Expenses
Total Expenses
Profit Analysis
Gross Profit
Revenue - COGS
Operating Profit
Gross Profit - Operating Expenses
Net Profit
Revenue - All Expenses
Expense Distribution
Annual Revenue
Annual Expenses
Annual Net Income
Profit Margin Benchmarks
| Industry | Avg. Net Margin | Your Margin |
|---|---|---|
| Retail | 2-5% | |
| Food Service | 3-9% | |
| Professional Services | 15-25% | |
| Software/Tech | 20-35% |
If you like this calculator
Please help us simply by sharing it. It will help us a lot!
Related Calculators
Other calculators you might find useful.
EVM Calculator
Calculate Earned Value Management metrics for project performance analysis
Inflation Calculator
Calculate how inflation affects the value of your money over time
Savings Calculator
Calculate how your savings will grow over time with compound interest
Jensen's Alpha Calculator
Measure portfolio performance against expected returns using the Capital Asset Pricing Model (CAPM)
Labor Cost Calculator
Calculate total employee labor costs including wages, benefits, taxes, and overhead burden rates
CTC Calculator
Calculate your take-home salary from Cost to Company (CTC) with detailed breakdown
About Business Budget Calculator
What is a Business Budget Calculator?
A Business Budget Calculator is a financial planning tool that helps businesses track their revenue, manage expenses, and analyze profitability. It provides insights into your company's financial health by calculating key metrics like net income and profit margins.
Key Business Budget Components
Revenue Sources
- Product Sales: Income from selling physical or digital products
- Service Revenue: Fees earned from providing services
- Other Income: Interest, royalties, or miscellaneous earnings
Cost of Goods Sold (COGS)
Direct costs associated with producing goods or services:
- Materials: Raw materials and supplies
- Direct Labor: Wages for production workers
- Manufacturing Costs: Equipment, utilities for production
Operating Expenses
Day-to-day costs of running your business:
- Rent/Lease: Office or retail space
- Utilities: Electricity, water, internet
- Salaries: Employee wages and benefits
- Marketing: Advertising and promotion
- Insurance: Business liability, property
- Supplies: Office supplies, equipment
- Software: Business tools and subscriptions
- Professional Fees: Legal, accounting services
- Travel: Business travel expenses
Essential Financial Formulas
Net Income (Profit)
Net Income = Total Revenue - Total Expenses
Gross Profit
Gross Profit = Revenue - Cost of Goods Sold (COGS)
Profit Margins
- Gross Profit Margin: (Gross Profit / Revenue) × 100%
- Operating Profit Margin: (Operating Profit / Revenue) × 100%
- Net Profit Margin: (Net Income / Revenue) × 100%
Healthy Profit Margin Benchmarks
| Industry | Average Net Margin |
|---|---|
| Retail | 2-5% |
| Food Service | 3-9% |
| Professional Services | 15-25% |
| Software/Tech | 20-35% |
| Manufacturing | 5-10% |
Business Budgeting Best Practices
- Track All Expenses: Document every business expense
- Review Monthly: Compare actual vs. budgeted amounts
- Build Emergency Fund: Save 3-6 months of operating costs
- Separate Fixed & Variable Costs: Understand your cost structure
- Plan for Seasonality: Account for revenue fluctuations
- Reinvest Profits Wisely: Allocate funds for growth
- Monitor Cash Flow: Ensure positive cash flow timing
- Review Pricing Strategy: Adjust prices to maintain margins