Stripe Fee Calculator

Calculate Stripe transaction fees and determine the right amount to charge

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Stripe Fee

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You Receive

Fee Breakdown

Transaction Amount
Percentage Fee (%)
Fixed Fee
Total Stripe Fee -
Net Amount (You Keep)

Effective Rate

Total fee as percentage of transaction

%

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About Stripe Fee Calculator

What is the Stripe Fee Calculator?

The Stripe Fee Calculator helps you determine how much you'll pay in processing fees when accepting payments through Stripe. It also calculates the amount you should charge to receive a specific net amount after fees.

Stripe Fee Structure

Stripe charges a percentage-based fee plus a fixed fee per transaction:

Region Standard Rate Per Transaction
United States 2.9% + $0.30
Europe (EEA) 1.5% + €0.25
United Kingdom 1.5% + £0.20
Australia 1.75% + A$0.30
Canada 2.9% + C$0.30

How Fees Are Calculated

Standard Fee Calculation: Fee = (Transaction Amount × Percentage) + Fixed Fee

Example: For a $100 transaction in the US:

  1. Percentage Fee: $100 × 2.9% = $2.90
  2. Fixed Fee: $0.30
  3. Total Fee: $2.90 + $0.30 = $3.20
  4. Net Amount: $100 - $3.20 = $96.80

Calculating Amount to Charge

To receive a specific net amount, use this formula:

Charge Amount = (Desired Net + Fixed Fee) ÷ (1 - Percentage Rate)

Example: To receive exactly $100 after fees:

  1. ($100 + $0.30) ÷ (1 - 0.029) = $100.30 ÷ 0.971 = $103.30
  2. Stripe Fee: $103.30 × 2.9% + $0.30 = $3.30
  3. Net Amount: $103.30 - $3.30 = $100.00 ✓

Frequently Asked Questions

Does Stripe charge for refunds?

Stripe doesn't charge additional fees for refunds, but the original transaction fee is not returned. The fixed fee portion ($0.30) is refunded for full refunds.

Are there volume discounts?

Yes, Stripe offers custom pricing for businesses processing over $80,000/month. Contact Stripe sales for volume discounts.

What about international cards?

International cards and currency conversion may incur additional fees of 1% or more depending on your account settings.

Are there monthly fees?

Stripe has no monthly fees, setup fees, or hidden costs. You only pay per transaction.

Disclaimer: Fee structures may change. Always verify current rates at stripe.com/pricing.

Quick Reference: Stripe Fees by Region

Region Rate Fixed Fee
United States 2.9% $0.30
Europe (EEA) 1.5% €0.25
United Kingdom 1.5% £0.20
Australia 1.75% A$0.30
Canada 2.9% C$0.30