PayPal Fee Calculator
Calculate PayPal transaction fees and find out exactly how much you will receive
Calculations based on
If you ask for
$
To keep
$
To receive exactly $ in your account, you should ask for:
(That's $ in fees)
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About PayPal Fee Calculator
What is the PayPal Fee Calculator?
The PayPal Fee Calculator is a simple, free tool providing accurate fee estimations for PayPal transactions in the USA. Whether you are a merchant selling goods, a freelancer invoicing clients, or sending money to friends and family, this calculator helps you understand exactly how much you will pay in fees and how much you will receive.
How to Use This Calculator
- Enter Amount: Input the transaction amount in dollars.
- Select Type: Choose the transaction type from the dropdown (e.g., Standard, International, Non-Profit).
- Review Results: Instantly see the "PayPal Fee" and the "Net Amount" you will receive.
- Reverse Calculation: Use the "To Receive" tab if you need to know how much to invoice to receive a specific exact amount.
Understanding Your Results
PayPal Fee
This is the portion of the transaction that PayPal keeps as a service charge. It typically consists of a percentage of the transaction amount plus a fixed fee.
Net Amount
The money that will actually land in your PayPal account after fees are deducted.
Breakeven Amount
If you are selling an item and want to pocket a specific amount (e.g., $100), this is the amount you should charge the buyer to cover the fees.
The Formula Behind the Calculation
Standard Domestic Fee (USA): 2.99% + $0.49
Formula:
Fee = (Transaction Amount × 0.0299) + 0.49
Net Amount = Transaction Amount - Fee
Source: PayPal Merchant Fees (2025)
Frequently Asked Questions
What is the standard PayPal fee for 2025?
For standard domestic commercial transactions in the US, the fee is generally 2.99% + $0.49.
Does the buyer or seller pay the fee?
Typically, the seller (or the person receiving the money) pays the transaction fee. The buyer usually pays no fee unless a currency conversion is involved.
How can I avoid PayPal fees?
Friends and Family payments (using bank account or PayPal balance) are fee-free for domestic US transactions. However, you strictly cannot use this method for selling goods or services, as it violates PayPal's terms and offers no buyer protection.